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Methods that can be redeemed before using only work benefits business plan The business plan is understood as a document, which lists the main aspects of the future commercial enterprise, analyzes the problems that may arise in the process of its implementation, and methods to solve these problems. Business plan is a special form of corporate financial plan, which is formulated for obtaining loans. Generally, stable large enterprises not only have enough funds to continue their current activities, but also have the ability to expand and introduce innovation. Generally, stable businesses are respected bank customers, and the bank's funds come from its customers. Such enterprises will not encounter problems in obtaining bank loans and can successfully use the borrowed funds to conduct business. On the other hand, small companies will encounter certain financial difficulties when expanding production or adjusting production direction, because not all sources of financing are useful to them. In order to obtain a loan from a bank, a small business needs to submit a well-structured business plan in which the idea of ​​producing new products (works, services) will be presented in an easy-to-understand form. Before formulating a business plan, it is necessary to determine the criteria for evaluating corporate activities. The main criteria are planned products, markets, production and finance. Based on the above standards, a business plan structure was developed, which includes a summary and several parts, which deal with planned production, market, production, management, financial and other issues. Abstracts of speeches, articles, etc. Final results of speeches, articles, reports, etc.
Usually, when the other parts are ready, draft a resume at the end of the work on the business plan, but place it at the beginning of the business plan. This is its main purpose-to attract potential lenders and familiarize him with the whole The content of the business plan. The resume should not exceed 3-4 typing pages. The content of the abstract, no matter how complex the planned enterprise, must be understandable, and this can be achieved through concise presentation. The summary focuses on describing the planned product. At the same time, it is necessary to specify exactly what advantages the product has compared to competitors' similar products, and how this will positively affect demand.
The income that may be generated by participating in the financing of investment projects. The first part of the business plan specifically introduces the planned products, competitive strategies and competitive advantages. In this case, the main problem is the differences and characteristics of the company's products compared with similar products produced or planned to be released by competitors. Favorable differences and characteristics should help companies make more profits. The sales volume of the products produced by the enterprise means the market share to be conquered. When planning to release a new product, it must also assess the company's claimed market share. This should take into account: the degree of development of the new product, as well as the development and potential costs. The lender will not provide funding for the implementation of underdeveloped projects. The company develops, manufactures and sells its product property better than its competitors. In other words, it can better organize the entire operating cycle of the product from design and development to sales to the final consumer. Poor organization of one of the links in the production chain will negate the success of the entire enterprise. In the Soviet era, all the success of technological innovation was offset by poor production organization. In a market economy, sound production and poor sales organization will cause additional costs and devalue all jobs. Resellers may demand excessive trade discounts, thereby reducing expected profits. Resellers who only sell products and do not purchase products for resale may charge an inflated trade margin or commission percentage, leading to unnecessary overpriced and negative reactions from buyers.

Equally important, the choice of competitive strategy depends on the company's competitive advantage. They mean new equipment and technology, excellent design and development, expensive high-quality raw materials and materials, high-quality, highly-paid employees, which enable us to produce high-quality products and sell them at high prices. With the development and expansion of the output of one or another product, Yatie can shift from one strategy to another. The first type of competitive advantage not only enables individual companies, but also the entire country to obtain this kind of profit, which subsequently helped them shift to a significant improvement in product quality and the expansion of product production, including exports. It is possible to gain a competitive advantage by releasing unique products, which, among other things, can also bring positive effects with no competitors or a small number of competitors. A serious competitive advantage is the company's good reputation, which is gradually realized and requires a lot of maintenance costs. It is not unreasonable that Western companies pay serious attention to public relations to form and maintain a good reputation. This will clearly show the advantages and benefits of its design and even packaging. If the product is a technical product, the content of the first part should include a description of the service organization. It is protected by which patents or copyright certificates.

-Dedicated to the sales market for the planned product, or more precisely, the market share the company intends to conquer. The content of the second part is 5-6 pages, but to compile, it is necessary to collect and analyze a lot of information about the market segment of interest. Comprehensive market research is the key to the success of commercial projects. The potential lender must obtain evidence that the potential borrower has conducted an in-depth study of market conditions and intends to win this share. The level of market development is crucial for new entrants. If the market has formed and continues to develop at a high speed, it is easy for a new entrepreneur with no experience to operate in this market. If the market is not fully formed, then every new participant will have to spend a lot of money to form the market. Buyers and buyers are very price sensitive. Shopping habits play a big role in deciding whether to buy a new product. Attempting to change shopping habits based on price changes alone is considered inappropriate. It is necessary to cooperate with customers to form new tastes and habits corresponding to the company's products. The best evidence of the demand for a given item is the sale of that item and the order received or the letter of intent to place an order. The market assessment should include a description of the competitor’s product and its market share. The company needs to know the manufacturers of similar products and have a true understanding of their quality.

The market of a product is understood as the value of expected sales, that is, the amount that buyers are willing to pay for this product.
The production of enterprise products must take into account the activities of the enterprise, possible costs, sales and market prices. In order to determine possible changes, it is necessary to forecast recent sales. Making sales forecasts requires the use of a lot of statistical information and a lot of cash costs, which are only within the capabilities of large enterprises. However, because accurate predictions can avoid greater losses in the future, companies will incur such expenses. One of the most important issues when making sales forecasts is the forecast of sales and market prices. If sales prices are based on production costs, then market prices are formed under the influence of market supply and demand. Therefore, in order to predict prices, it is necessary to study the sources of supply and demand.
The third part of the business plan includes information about competing companies' products, allowing you to assess the state of emerging markets. In this section, it is necessary to list the largest commodity manufacturers similar to the planned products and describe the status and potential of these enterprises. Need to evaluate the quality and design of the product, its sales volume, possible sales revenue, production and advertising costs, the launch of new models, after-sales service of technical products, and pricing policies. The important information is the buyer's opinion on the competitor's product. Market research is the prerequisite for choosing the right competitive strategy. Price competition means that manufacturers will offer products similar to competitors at lower prices.

Distributors will offer products similar to competitors' products at the same price, but with higher quality.
The phone will provide reliable and high-quality after-sales service for its products.
Overnight conditions and possible competitive strategies, business planners need to analyze possible changes in customer preferences in the future, and the extent to which the planned product release corresponds to them.

There are page numbers behind each key point in the plan, and there are many complex issues that require careful study.

If you want to export products, it is necessary to assess the purity of its patents in the importing country. Pricing policy means choosing the method of determining the price and evaluating the profitability. The organization of advertising means its distribution, cost evaluation and return on investment.
Use sales techniques, but also assess the related costs.

In the case of planning the release of technical products in the business plan, it is necessary to provide an organization chart of its after-sales service. The fifth part of the business plan is the product production plan. In this section, it is necessary to provide evidence of the organization's production capacity in order to produce the required quantity of products of the required quality within the specified time. This capability is largely affected by external factors, including the stability of economic connections, the reliability of suppliers, and the availability of raw materials, materials and components. The detailed description of the production process confirms the validity of the business plan.

Where and how the company sends the finished product. In the production flow chart, it is also necessary to indicate which stage of production, what method will be adopted and what standard will be used for product quality control. The production process plan should be convincingly reasonable, and be able to comprehensively reduce labor costs, time, material resources, and take into account market demand to change the product range. Regarding production costs, as well as the dynamics of changes in production costs in the near future. At the same time, it is desirable to characterize the costs associated with processing industrial waste and environmental protection.
In this section, it is necessary to introduce the organizational structure of the company and outline the main qualification requirements for personnel. Organizational structure is understood as a scheme, including all structural departments and all employees of the enterprise, and is established according to the level of the position held. It must also be pointed out how and on what basis the company intends to attract experts. Companies can apply for labor exchanges, use the services of professional recruitment organizations or independently find experts. In this case, it is necessary to indicate how many employees are required to work permanently, how many part-time workers and external experts are needed. If there are personnel, it is necessary to make a brief biographical description of the main employees, paying attention to their qualifications, work experience and usefulness to the company. The organization chart should not only give the concept of the existing structural units (department, workshop), but also the concept of the interaction of these units in the production process. Coordinating the activities of corporate structural units is one of the necessary conditions for the successful implementation of the project.
But the legal form of the enterprise, the reasons for the choice, characteristics and disadvantages.

If you want to establish a joint-stock company, you must provide information about the proposed allotment between potential shareholders.

The eighth part of the business plan is devoted to the risks associated with the proposed project. Every business has different risks. As mentioned above, the risk is a probability value. Therefore, the risk cannot be completely eliminated, but the risk can only be reduced. Determine the moment when a specific risk occurs. Self-insurancerefers to various preventive measures aimed at reducing the possibility of adverse events. External insurance refers to the purchase of an insurance policy from an insurance company. The business plan must indicate the type of risk associated with the project and the measures to be taken to reduce the risk. It is also recommended to indicate what type of premiums you plan to purchase and how much premiums you want to purchase. The sales budget is a forecast of sales. It determines the market share that the company intends to conquer with its products.

Twelve months in the third year. The forecasts for the first year are made on a monthly basis, because during the initial production period, the buyers were known relatively accurately and even a preliminary agreement was reached with them on the upcoming sale. In the second and third year, it is difficult to make such a detailed classification, because the company may not have signed a long-term product supply contract. The cash flow budget allows you to estimate future cash receipts and expenditures, so you can estimate your cash needs in future periods. In the same period, the cash flow budget is formulated after the implementation of the budget: monthly in the first year, quarterly in the second year, and twelve months in the third year. The main purpose of formulating a capital flow budget is not only to check the quantity, but also to synchronize revenue and expenditure. The synchronization of the inflow and outflow of funds is a confirmation of the current liquidity of the company in the future, because at each individual point in time, the funds from the debtor will be transferred to the bank account, which can then be sent to the creditor to pay the debt. If the synchronization of Rembert capital inflows and outflows is violated, and the creditors’ claims are issued early before the debtors’ debts are repaid, the company will need to find funds to maintain its liquidity, which means that the cost of the entire project will increase. The forecast income statement allows you to evaluate the financial results (profit and loss) of the business in future periods. It is recommended to prepare a forecast balance at the beginning and end of the forecast period. It should be noted that banking experts will carefully study the company’s balance sheet to assess which assets and funds should be purchased. Taking into account the repayment ratio of accounts receivable and accounts payable, the funds (assets) of the enterprise and the source of formation (liabilities) are usually predicted separately from each other, so they are unlikely to overlap. The difference can be positive or negative. . If the expected growth rate of assets is higher than the growth rate of liabilities, the balance is achieved by increasing equity capital or borrowing funds. If the expected growth rate of assets is lower than the growth rate of liabilities, the balance is realized by rejecting part of the borrowing or investing in high-yield assets. In this section, it is necessary to state how much capital is required to create or develop a business; from which sources it is expected to obtain these funds; when the return on investment can be obtained; and what income is expected to be obtained. The issue of funding sources boils down to determining the optimal ratio of equity and debt capital. If we are talking about creating a new business, then a more acceptable and desirable source is equity or equity attraction. In this case, lenders tend to transfer a large part of the risk to shareholders. If we are talking about operating a business, then bank loans will be the preferred source of financing. In this case, the lender will not ask for an increase in loan fees because this risk is negligible. The proposed business plan structure is not strictly binding. The operating enterprise may include in the business plan the historical part of the establishment and development of the enterprise. The content of the first part describing the main product can be supplemented with information about the main idea or the source of the new plan. Regardless of the structure, the business plan should cover all major issues related to the project. Red Dead Online Ultimate Moonshiner Guide, How To Make Money With The Moonshine Business